The P.A.

A weekly address from Patrick Adams,
CEO of St. Louis Community Credit Union

visitors at beachSelfishness is a horrible character trait.  It’s one we perfect in our teen years, and sadly it hangs around to some degree throughout our adult life.  The seriously selfish usually serve to destroy marriages, relationships, and the workplace culture when allowed to go unchecked.  Add selfishness to being stubborn and you have the formula for disaster.  Give a little for the good of all that you meet.  It will make the world a better place.  Read more »

Toy Volkswagen Van in the Setting SunThe battery was dead.  At least that was the first thought.  The car just clicked at us.  There are only so many things that can go wrong when the parked car clicks:  battery, alternator, or starter.  We guessed the former, but quite frankly, we were operating under an extremely limited base of knowledge.  I can barely get the gas cap off. Diagnosing a car that wouldn’t start was a real reach for me.  Read more »

Staying relevant

On November 6th, 2017, posted in: Industry, Uncategorized by

Road sign that reads "One Way" with ArrowSears is irrelevant.  How did that happen?  Cable TV too.  Just this past week, the icon Procter & Gamble is dealing with irrelevancy due to younger shoppers not having the brand loyalty of older demographics.  Wal-Mart is throwing every idea they can at making their online channel more effective.  I can cite fifty more instances where companies did not move with the market and the results were disastrous.  How many strip malls are for sale?  There is only one way that a strip mall became vacant enough to be for sale.  Something changed.  Same for the tenants.  They failed for some reason.  Irrelevancy is the overarching word used most.  Read more »

More Service, Less Space

On October 30th, 2017, posted in: Industry, Uncategorized by

Time lapse image of American mall at Christmas time

Have you been paying attention to what’s happening in the retail market? Stores are getting smaller. I’m not talking about the mom and pop stores – they’ve always been small. I’m talking about retailers whose giant stores are equal to their giant brands. Suddenly, like “poof,” you have Walmart, Target, Build-A-Bear and others moving to something on a much lesser scale. I went into a Walmart recently where I could see both the east and west outer wall upon stepping inside the double doors. What? That’s quite a change given that I’ve been in Walmart’s so big that women’s shoes are in a different time zone than barbeque pits. Read more »

Find the humor

On October 23rd, 2017, posted in: Just Because, Uncategorized by

dog wearing funny eyeglasses with fake eyebrows and noseI asked a friend of mine at church the other day how she liked her coffee.  She replied “with lipstick.”  It caught my funny bone and I busted a gut laughing.  In humor, timing is everything.  Her response was perfectly timed.  What also made it funny was that she did not intend for it to be funny.  Her wit was spontaneous—the best kind.  My guess is that she wouldn’t or couldn’t tell a joke—it’s not her style. Read more »