The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

Thinking of 2011

On December 28th, 2010, posted in: Uncategorized by

‘Tis the season when one thinks of the New Year looming right around the corner.  Here’s what I’m thinking for 2011:


Consumers Will be Hurt by Durbin Amendment

On December 20th, 2010, posted in: Uncategorized by

Sorry for the heavy message on this glorious holiday week, but the Federal Reserve just dropped a load on the financial services industry (specifically banks with over $10 billion in assets).  Sure, most folks like to see banks dumped on, and believe me I’m not going to throw a sympathetic vote in their direction.  But what isn’t understood by the average person on the street is that when these big banks start digging out of the Fed’s avalanche, consumers will get hurt.  While banks don’t get my sympathy vote, consumers do.


PDA Should Stand For “Pretty Deficient Attention”

On December 13th, 2010, posted in: Uncategorized by 1 Comment

Technology advancements should be measured in dog years.  That is to say, the speed of change is “Mach VI with your hair on fire.”  Admittedly, in terms of technological toys, I’m way behind.  If my cell phone rings, I answer it.  After that, it’s pretty much a crap shoot.  Think: The Beverly Hillbillies meet “Matrix,” i.e. it’s pretty much a disconnect.


Be Happy With Your Place In Life

On December 6th, 2010, posted in: Uncategorized by

I saw something not too long ago that defined what is meant by the phrase “drawing the short straw.”  Being a bunny rabbit in the city is sad.  An urban bunny has got to be a tough gig.   I think it’s even more depressing than subdivision deer.  The ecosystem is way out of whack when your worst predator is a Buick.