The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

The Genius Of Steve Jobs Lives On

On March 26th, 2012, posted in: Uncategorized by

I did a bunch of reading this past week.  It came during a flight to the “left coast” of our great country.  Even with the sights, sounds and smells of a full airplane for three-plus hours, I was remarkably focused on an essay written by Walter Isaacson in which he spends time rounding off the perceived rough edges of Steve Jobs’ personality.


An Abundance of Caution Can Stifle Progress

On March 19th, 2012, posted in: Uncategorized by

Have you ever heard the phrase “an abundance of caution?”  It is that overly cautious state of mind that freezes progress.  Well, maybe not completely freezes progress from happening, but certainly backs down the pace considerably.  Think the tortoise versus the hare.  Think writing a check versus swiping the debit card.  By the way, that dude is always in front of me. 


Are Our Eyes Bigger Than Our Bellies?

On March 12th, 2012, posted in: Uncategorized by

If you’re a saver, then you have been taking it on the chin for the good of the team – that “team” is the American economy.  Rates have been at extraordinarily low levels as a means by which to entice the Joneses to get out and spend/borrow some money.  You see, 70 percent of the American economy is comprised of me and you spending cash, not saving it.


How Can The Housing Market Be Saved?

On March 5th, 2012, posted in: Uncategorized by

As you may have come to deduce, I’m not always the brightest bulb in the lamp.  There are days that my genius is fully illuminated, and then there are days that 40 watts is a stretch.  Some things I get.  Some things escape me.  This blog falls under the category of “things that escape me.”

Why can’t the housing market work its way out of the funk it has found itself in for the past few years?