The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

Brick and Mortar Are Here to Stay

On May 27th, 2014, posted in: Uncategorized by

Brick & Mortar

Alright already. The rumors have to stop. This idea that bank and credit union branches are a thing of the past and that everyone will be using a phone to do their business in the future is just a wee bit exaggerated. That said, pundits and prognosticators alike have been telling you and me, for years now, that branches are dead. No more “brick and mortar” has been the mantra for those who profess to be in the know. Please, they need to settle down. (more…)

The Next Great Thing

On May 19th, 2014, posted in: Uncategorized by

The Next Great Thing

Salim Ismail was the opening speaker on the conference’s second day. It was the morning after the 80s Celebration in the Crystal Ballroom. People partied to the sounds of the B-52s and Bon Jovi late into the night. Between the amplified music, the plentiful amount of spirits and an 8:30 a.m. start to the morning, the crowd entered slowly with a tepid enthusiasm at best. They filed into the auditorium like a kid going to the principal’s office – slowly, with a sense of the pain to follow. Salim was awaiting his turn unaware in the Green Room.


Something Has to Give

On May 12th, 2014, posted in: Uncategorized by

stick figure dragging "economy" sign

After years since the official end of the recession, we’ve been waiting for something to happen – something that will point to the recovery having some wind in its sails. Well, don’t look to the economy’s performance in the first quarter of 2014. We stink.


I Have Learned Many Lessons

On May 5th, 2014, posted in: Uncategorized by

Tiny wisdomNo one will ever mistake me for a Mensa type. I am far from being one of those really smart people that can solve difficult puzzles in a heartbeat. To draw a parallel, I can pretty much spend half a day mesmerized by “Where’s Waldo” that I found in my 2 ½ year old grandson’s Seek & Find book. Nevertheless, I have learned many lessons in my life that have served me well, including when to shut up, speak when spoken to, open mouth and remove all doubt as to one’s ignorance, etc. etc. You get the idea. (more…)