Washing your hands is a big deal. I’m pretty sure that I wash my hands just under the limit to qualify me as obsessive-compulsive – that’s to say I wash my hands a lot. It takes the germs of the day off of your skin. Clean hands and fingers greatly reduce the likelihood of those little, nasty organisms of filth sticking to our God-given appendages and ultimately making their way into the exercise of rubbing one’s eyes, or entering the mouth when the need exists to wipe off one’s lips or to do some landscaping on a nagging hangnail. As mom would say, “wash your hands!” She’d follow with “get those nasty hands out of your mouth!”
The movie Urban Cowboy was released in 1980. You old-timers remember it well. John Travolta put on a cowboy hat, a pair of boots, a belt buckle, a fake Southern drawl and started a fad where guys who had never seen a cow other than at the butcher counter headed out honky-tonking, looking for love. We were quite the sight. There was even a country song about it: Johnny Lee sang “Looking for Love in all the Wrong Places.” In hindsight, absolutely hilarious. Pathetic, but hilarious.
“Even a murderer gets paroled.” She said it in a manner that was clothed in humility, yet with conviction. She smiled through every word. She wasn’t looking for a fight; after all, I had the upper hand. Her motivation was to convince me that giving her a loan would be the right thing to do. She did so with such eloquence and succinctness that I have never forgotten her. After all, the bad credit was from decades prior and she had turned her life around on all fronts — including now paying her bills on time. I gave her that loan and many others since. I benefited more than she did. While she got the loan, I got the life lesson: listen. (more…)
I recently traveled to Washington, D.C., so I could share with the press our credit union’s position on upcoming changes to the world of “payday lending.” I was invited by Pew Trusts, which does great work in the financial services world, analyzing and helping to shape sound, working regulation so consumers and businesses alike can benefit.
Here are my comments. (more…)