The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

The Disruptor That Truly Differentiates

On January 30th, 2017, posted in: Uncategorized by

hands with smartphonesThere is a lot of talk in the business world around “disruption.” Disruption is just that — disrupting. No need to overthink the definition. It does appear to me that over time and after relentless conversation, “disruption” has become synonymous with new technology and/or carries a negative connotation. I disagree. Disruption can exist on many fronts and be very positive as well. Thought leaders may need a wake-up call. (more…)

Help Us To Help You

On January 23rd, 2017, posted in: Uncategorized by

People get so frustrated when the credit union has to deny their loan. We do too. We never set out to deny a loan. We look for ways to approve loans, but denials of borrower requests happen all the time. (more…)

Real Solutions For Real People

On January 17th, 2017, posted in: Uncategorized by

Business meeting casualI love talking with our staff. They are insightful, thoughtful, compassionate, mission-centered and generally speaking, some of the finest people I’ve ever met. Did I say smart? Yes, very smart too. (more…)

Stop Making Pennies!

On January 9th, 2017, posted in: Uncategorized by

jar of penniesHere’s a New Year’s resolution for the U.S. Mint (you know, the people who make coins): Stop making pennies! It costs 1.5 cents to make a penny. Under the category of fiscal responsibility, this seems like a place to become more prudent. (more…)

The Network Effect

On January 3rd, 2017, posted in: Uncategorized by

hands all inPeople with years of research, who have that “boots on the ground” experience, have come to understand that poverty doesn’t emerge from a vacuum. Rather, it is the confluence of social, economic and personal forces that make it hard for a family to find stability. In St. Louis Community Credit Union’s (SLCCU) business plan, we set out to be ever present at the center of these forces. We are committed to creating the necessary pathways by and between the members and communities we serve with the many critical resources of our current and future partners.  Our business plan is centered on organizing a series of related efforts into a cohesive offer that improves the many facets of the lives of our St. Louis region. (more…)