The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

The Good Old Days

On December 4th, 2017, posted in: Just Because, Uncategorized by

old man with newspaperMy wife said she would have been home sooner, but she was “stuck behind a bunch of old guys— probably in their 60s — at the check-out counter.” They were rambling on about something “from the old days.”  (more…)

Giving Thanks Is a Full-Time Job

On November 27th, 2017, posted in: Just Because, Uncategorized by

thanksgivingDid we all give thanks last Thursday? I did. Given how much I’m thankful for, I need more than 24 hours on a designated day in November. I’m a year-round thankful guy, and I’ll tell anyone who asks. (more…)

The little things are what matters.

On November 20th, 2017, posted in: Just Because, Uncategorized by

visitors at beachSelfishness is a horrible character trait.  It’s one we perfect in our teen years, and sadly it hangs around to some degree throughout our adult life.  The seriously selfish usually serve to destroy marriages, relationships, and the workplace culture when allowed to go unchecked.  Add selfishness to being stubborn and you have the formula for disaster.  Give a little for the good of all that you meet.  It will make the world a better place.  (more…)

Desperate times demand the very best

On November 13th, 2017, posted in: Service, Uncategorized by

Toy Volkswagen Van in the Setting SunThe battery was dead.  At least that was the first thought.  The car just clicked at us.  There are only so many things that can go wrong when the parked car clicks:  battery, alternator, or starter.  We guessed the former, but quite frankly, we were operating under an extremely limited base of knowledge.  I can barely get the gas cap off. Diagnosing a car that wouldn’t start was a real reach for me.  (more…)

Staying relevant

On November 6th, 2017, posted in: Industry, Uncategorized by

Road sign that reads "One Way" with ArrowSears is irrelevant.  How did that happen?  Cable TV too.  Just this past week, the icon Procter & Gamble is dealing with irrelevancy due to younger shoppers not having the brand loyalty of older demographics.  Wal-Mart is throwing every idea they can at making their online channel more effective.  I can cite fifty more instances where companies did not move with the market and the results were disastrous.  How many strip malls are for sale?  There is only one way that a strip mall became vacant enough to be for sale.  Something changed.  Same for the tenants.  They failed for some reason.  Irrelevancy is the overarching word used most.  (more…)

More Service, Less Space

On October 30th, 2017, posted in: Industry, Uncategorized by

Time lapse image of American mall at Christmas time

Have you been paying attention to what’s happening in the retail market? Stores are getting smaller. I’m not talking about the mom and pop stores – they’ve always been small. I’m talking about retailers whose giant stores are equal to their giant brands. Suddenly, like “poof,” you have Walmart, Target, Build-A-Bear and others moving to something on a much lesser scale. I went into a Walmart recently where I could see both the east and west outer wall upon stepping inside the double doors. What? That’s quite a change given that I’ve been in Walmart’s so big that women’s shoes are in a different time zone than barbeque pits. (more…)

Find the humor

On October 23rd, 2017, posted in: Just Because, Uncategorized by

dog wearing funny eyeglasses with fake eyebrows and noseI asked a friend of mine at church the other day how she liked her coffee.  She replied “with lipstick.”  It caught my funny bone and I busted a gut laughing.  In humor, timing is everything.  Her response was perfectly timed.  What also made it funny was that she did not intend for it to be funny.  Her wit was spontaneous—the best kind.  My guess is that she wouldn’t or couldn’t tell a joke—it’s not her style. (more…)

It’s all relative.

On October 16th, 2017, posted in: Just Because, Uncategorized by

binoculars with different filtersIt’s all relative.  I’m tall to anyone under six feet, but to a guy north of seven—not so much.  To somebody who doesn’t work out, I’m a gym rat.  To a triathlete, I’m a cupcake.  I’m a pretty good dancer at the family wedding reception, but to the folks who do it for a living, I look like I’m shuffling at a bus stop in shirt sleeves in the dead of winter. (more…)

People Over Profits

On October 11th, 2017, posted in: Industry, Uncategorized by

diverse employees holding hands in centerPeople as a commodity in the work place?  Commodity is a product that can be thought of as fungible.  Gas is a commodity, so is coffee, milk, fruit—you get the idea.  I didn’t have to turn to my Webster’s II New Riverside Desk Dictionary copyright 1988, minus the cover and containing a few rips, bumps and bruises to know that.  Fungible is defined as something that is easily interchangeable.  I didn’t have to look up that fancy word either.  Put it all together and you get that “people are interchangeable” in the workplace.  Not always. (more…)

Three keys to success

On October 2nd, 2017, posted in: Just Because, Uncategorized by

three antique keys on black backgroundI’m a fan of three keys to success:  discernment; deductive reasoning; and the newly added third “D”—discipline.  I’ve talked about two of them over time, maybe even discipline has been discussed, but never have I hooked them all together to create the “Triple D” to success. (more…)