The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

Bet You I Don’t Forget Next Year

On February 21st, 2017, posted in: Just Because, Uncategorized by

felt hearts on clotheslineTime marches on. I’m older, things ache and my eyes aren’t as good. Patience is tested more often, belts don’t stretch as far and I have an uncontrollable desire to wear plaids with stripes. There are issues I remain passionate about, and there are those that once moved me that today don’t even register. Yes, time marches on. (more…)

Add That to the List — Happy Thoughts

On February 13th, 2017, posted in: Just Because, Uncategorized by

ice cream sundaeEvery once in a while, we celebrate in a big way. A night out on the town. On our radar is a dinner that includes as many courses as reasonable. Think appetizer, entree and dessert as the primary goal. Dessert is usually shared as a result of the loaf of bread consumed while waiting for appetizers. The bread is of the fancy kind, and we just can’t seem to stop ourselves. It almost always happens that way.    (more…)

Respect

On February 6th, 2017, posted in: Just Because, Uncategorized by

RESPECT Scrabble TilesRespect for one another has eroded as if an avalanche has struck the mountainside. I can’t believe how far. So far, in fact, that love, kindness and respect for each other is questioned. Respect is so out of the norm that people ask, “Why are you being nice to me?” How sad. Being respectful of another person is now taken as a ruse of some sort. In other words, the expectation is now comments that are something in the way of disrespect. I’m thinking out loud here, but when love, kindness and good deeds are no longer the expectation, how slippery does the slope become? (more…)

The Disruptor That Truly Differentiates

On January 30th, 2017, posted in: Uncategorized by

hands with smartphonesThere is a lot of talk in the business world around “disruption.” Disruption is just that — disrupting. No need to overthink the definition. It does appear to me that over time and after relentless conversation, “disruption” has become synonymous with new technology and/or carries a negative connotation. I disagree. Disruption can exist on many fronts and be very positive as well. Thought leaders may need a wake-up call. (more…)

Help Us To Help You

On January 23rd, 2017, posted in: Uncategorized by

People get so frustrated when the credit union has to deny their loan. We do too. We never set out to deny a loan. We look for ways to approve loans, but denials of borrower requests happen all the time. (more…)

Real Solutions For Real People

On January 17th, 2017, posted in: Uncategorized by

Business meeting casualI love talking with our staff. They are insightful, thoughtful, compassionate, mission-centered and generally speaking, some of the finest people I’ve ever met. Did I say smart? Yes, very smart too. (more…)

Stop Making Pennies!

On January 9th, 2017, posted in: Uncategorized by

jar of penniesHere’s a New Year’s resolution for the U.S. Mint (you know, the people who make coins): Stop making pennies! It costs 1.5 cents to make a penny. Under the category of fiscal responsibility, this seems like a place to become more prudent. (more…)

The Network Effect

On January 3rd, 2017, posted in: Uncategorized by

hands all inPeople with years of research, who have that “boots on the ground” experience, have come to understand that poverty doesn’t emerge from a vacuum. Rather, it is the confluence of social, economic and personal forces that make it hard for a family to find stability. In St. Louis Community Credit Union’s (SLCCU) business plan, we set out to be ever present at the center of these forces. We are committed to creating the necessary pathways by and between the members and communities we serve with the many critical resources of our current and future partners.  Our business plan is centered on organizing a series of related efforts into a cohesive offer that improves the many facets of the lives of our St. Louis region. (more…)

Are We So Darn Busy?

On December 27th, 2016, posted in: Uncategorized by

hand writing thank youThank you. Two words that get my vote for “most needed remedy for what ails America.” (more…)

Make No Small Plans Here

On December 19th, 2016, posted in: Uncategorized by

PennantIf I pronounce the letters O-R-U, do you have a clue? If I say O-S-U? How about M-U, I-U, or my all-time favorite I-U-P-U-I? My guess is that you get the drift and have hooked on to the idea that these are abbreviations for institutions of higher learning. (more…)