The P.A.

A weekly address from Patrick Adams,
President of St. Louis Community Credit Union

Just Say ‘No’ To Excessive Consumption

On June 8th, 2009, posted in: Uncategorized by

This past Friday was National Doughnut Day. Americans never miss the opportunity to celebrate! And as inane as it might seem to laud this not-so delicacy, one has to ask…why NOT celebrate doughnuts? It could be argued by some that every day has some significance in the doughnut category. I have a handful of buddies who think doughnuts are a food group and, as a result, hold doughnuts in very high esteem. I’m sure Friday was a big day for these bigger-than-average guys.

I partake, but my consumption of doughnuts is more occasional than regular these days. Age and a slowing metabolism work against eating too many products that begin with “dough.” But when I do unleash that inner desire, it’s party time. Chocolate glaze doughnuts are way up there on my list of decadent delights. Anything with sprinkles makes the cut. How ‘bout something in the jelly family? As if doughnuts in their own right aren’t caloric enough, let’s load those bad boys up with some jelly. Can you say hypoglycemia?

Doughnuts sort of work against our Credit Union’s wellness program, so we’ve changed our snack habits to include fresh fruit and granola bars. In the old days, we would have no doughnuts left on the table at meeting’s end. Today, there’s enough fruit left over to make fruit salad. I guess that confirms why we celebrate doughnuts. Doughnuts tend to be comforting. They taste great, they feel good, and we’ll worry about the impact of their consumption somewhere down the road. Sort of like an ill-advised shopping spree.

When not managed properly, doughnuts and shopping sprees have the same effect: long-term expense. That jelly doughnut shows up somewhere around our belt in the form of expensive calories that have no redeeming value beyond that initial rush of consumption. Interestingly, new shirts, pants and shoes likewise are expensive and lack long-term value. Often times, we’re still making payments way after the shirt is out of style. And the pants, well they don’t fit anymore (probably because of the doughnuts), yet we’re still paying and paying and paying.

We should never spend more than we can afford. Whether in the form of calories or credit, we must have the ability to say “no.” Let’s have some willpower and avoid paying for those momentary indiscretions for years and years to come. Really, if I had to pick for you, me and our fellow Credit Union members, I’d rather we all had a doughnut.


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